Shop Pay Information

We want to offer as many options as possible so you can purchase the flag and flagpole you want. Shop Pay is a great way if you need to spread out your payments

How it works

Add items to your cart (or shopping bag).

Check out with Shop Pay.

Choose the option to pay in installments.

Your first payment is due at checkout. The remaining payments are
automatically charged to your card saved on Shop Pay based on the
payment plan you chose. Don't worry, you'll get an email reminder before
each payment to remind you.

Buy now, pay later with Shop Pay

Buy now, pay later with Shop Pay

When you choose Shop Pay at checkout, you can split your purchase into flexible installment payments.*

Quick decision, flexible payments, no late fees

Quick decision, flexible payments and no late fees.

Quick decision
Get a real-time decision on your eligibility.

Easy payments
Split your purchase into easy bi-weekly or monthly payments.

No surprises
No late or hidden fees.

FAQ

What is the option to pay in installments on Shop Pay?

When
checking out with Shop Pay, you now have the option to pay now or
later. Paying in installments on Shop Pay allows you to split your
purchase amount into four equal, biweekly installment payments with 0%
APR, or monthly installments with no hidden or late fees*.

Note

*Rates from 0-36% APR. Payment options through Shop Pay Installments
are subject to an eligibility check and are provided by these lending
partners: affirm.com/lenders. Options depend on your purchase amount,
and a down payment may be required. State notices to consumers
affirm.com/licenses.

Which payment methods are accepted if I use the option to pay in installments on Shop Pay?

For
non-interest bearing orders, debit and credit cards are accepted
through Shop Pay. For interest bearing orders, you can only pay using a
debit card.

Can I use Shop Pay Installments if I'm an international customer?

Shop
Pay Installments is only available to customers with a United States
billing address and a United States mobile phone number. Customers with
international billing addresses or phone numbers can't use Shop Pay
Installments.

Is there a limit to how much I can spend on a single Shop Pay Installments order?

Yes,
17,500 USD is the order value limit that applies to purchases using
Shop Pay Installments, including discounts, shipping, and taxes.

Can I pay in-store with Shop Pay Installments?

Yes, we offer Shop Pay Installments at our retail locations. Come visit us in store to learn more.

Can I pre-qualify for a purchase amount before visiting the store?

No.
An application for Shop Pay Installments can only begin with a live
checkout. Applying in store only takes a few steps and you’ll get a
real-time decision in minutes.

Can I buy gift cards with Shop Pay Installments?

You
can't purchase gift cards using Shop Pay Installments. If you want to
purchase gift cards along with Shop Pay Installments eligible products,
then you need to place two separate orders.

Are there late fees?

No, there are no late fees if you miss a scheduled payment.

What if I miss an installment payment?

There
are no late fees for customers who miss a scheduled payment. However,
partial payments or late payments might impact your credit score, or
your eligibility to use Shop Pay Installments in the future. If you have
questions about a missed installment payment, then you can contact Affirm support for assistance.

What if I make a return on a purchase made through installments with Shop Pay?

To
request a refund, contact the store where you purchased your item.
Using their return policy, the store will advise if a return is
possible. If a return is possible, then the store will advise how much
the refunded amount will be. After your refund is processed, the refund
amount will be applied to your original payment method within 3-10
business days and your balance will be updated.

If your refund is
less than your total purchase balance, then it might not lower your next
payment. Instead, you can expect fewer payments, a smaller final
payment, or both.

If your refund is more than your purchase
balance, then the difference is returned to your original payment method
within 3-10 business days.

If your order is made with interest
payments, then the paid interest isn't refunded. When you make payments,
the funds are first applied to the accrued unpaid interest and then to
the principal. Interest is the cost of borrowing, and isn't refundable.

Have more questions?

For questions about installment payments on Shop Pay, visit https://shoppay.affirm.com/.